#26unit 2e commerce payment system

Digital wallet

Securely storing payment credentials for reuse.

Unit 2E-Commerce Payment SystemTopic #26Published

Digital wallet

Not started

A digital wallet (or mobile wallet) is an app that stores a user's payment credentials and enables contactless payments, typically using Near Field Communication (NFC). Apple Pay, Android Pay, and Samsung Pay are leading examples; they create one-time digital tokens instead of transmitting real card numbers.

  • Define a digital wallet and its primary enabling technology.
  • Explain how NFC enables contactless payments.
  • Describe how digital wallets use tokenisation for security.
  • Compare leading digital wallets (Apple Pay, Android Pay, Samsung Pay).