#14unit 1online security and payment system

Credit card fraud / Theft

Theft and misuse of payment card information.

Albert Gonzalez and the TJX breach

Albert Gonzalez and Russian co-conspirators broke into the central computer systems of TJX, BJ's, Barnes & Noble, and others, stealing over 160 million card numbers and causing over $200 million in losses. Gonzalez was sentenced to 20 years in prison in 2010.

International orders have fraud losses about twice those of domestic orders; most online merchants refuse international orders because they cannot verify delivery or cardholder identity.